On 22 February 2018, mandatory data breach notification requirements were incorporated into the Privacy Act 1988 (Act) and now apply…
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Expanding or contracting your pharmacy? Don’t forget Pharmacy Location Rule 121
Expansion of a pharmacy may take place where the floor size of a pharmacy is increased, for example by expanding…
How Australian Financial Complaints Authority (AFCA) may impact your business
From 1 November 2018 (changed from the initial start date of 1 July 2018), AFCA will start accepting consumer complaints…
Unfair Contract Protections Capture Standard Contract Loans to Small Businesses
Lending to a small business under a standard form loan contract will be susceptible to new unfair contract terms protections…
Are Financial Service Providers prepared for the mandatory data breach notification regime?
From 22 February 2018, mandatory data breach notification will apply to any individual or organisation regulated by the Privacy Act…
Misleading Advertising in Financial Services
Financial services providers need to take care to ensure that their advertising does not mislead consumers and that any qualification…
Meridian Lawyers bolsters its property and commercial leasing practice in Sydney
Meridian Lawyers announced this week that it has appointed Penny Evans as a Principal to the firm’s Sydney property and commercial practice. Penny joins Meridian from…
PI Cover for AFS Licensees – Check your cover as not all PI policies have the same cover
Recent amendments to Regulatory Guide 126 highlight that financial service providers should regularly review their PI cover to ensure compliance…
New Legislation Introduces Ban on Excessive Payment Surcharges
On 1 September 2017, a ban was imposed on the practice of charging customers excessive surcharges on card payments pursuant to…
Expanded Protection for Whistleblowers in Corporate, Financial and Credit Sectors including Tax Misconduct
On 23 October 2017, the Commonwealth Government released an exposure draft of the Treasury Laws Amendment (Whistleblowers) Bill 2017 which…
Put it in writing: Tools to protect and enforce minority shareholder rights (Part 2)
The Importance of a Shareholders’ Agreement In the previous issue of Commercial Insights, we wrote about the utility and importance…